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219 Old Hook Road
Westwood, NJ 07675

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Insurance

Understanding the costs associated with eye care, particularly for routine eye exams and prescription eyewear, is important, especially for families. Vision insurance can play a significant role in managing these costs, making annual eye care more affordable.

Understanding Vision Insurance

  • Difference from Health Insurance: Vision insurance is distinct from regular health insurance. While health insurance plans provide coverage for unexpected eye injuries and diseases, vision insurance is primarily a wellness benefit. It is designed to offer routine eye care, prescription eyewear, and other vision-related services at a reduced cost.

Key Points to Remember

  • Eligibility Verification: Please note that verifying eligibility with your insurance is not a guarantee of payment.
  • Know Your Plan: It is crucial for patients to be familiar with their vision insurance plan. Understanding your coverage, including any co-payments, deductibles, and co-insurances, is essential.
  • Co-payments and Charges: Co-payments are due at the time of your office visit. Any deductibles, co-pays, co-insurances, or other balances that are your responsibility will be billed to you once these amounts are determined.
  • HMO Members: If you are a member of a Health Maintenance Organization (HMO), you are typically required to obtain a referral before undergoing a medical eye examination.

Insurance Plans We Accept

We recognize the need for both medical and routine eye care, and thus we accept a variety of insurance plans to help cover costs based on your individual needs. Our office is equipped to work with a wide range of vision insurance providers.

Medical Plans we Accept

  • Horizon Blue Cross Blue Shield NJ
  • Blue Cross Blue Shield
  • Anthem Blue Cross Blue Shield
  • Aetna
  • Cigna
  • United Healthcare
  • Clover
  • Medicare
  • United Healthcare Medicare Advantage
  • AARP Medicare Complete
  • Horizon Blue Cross Blue Shield NJ
  • Blue Cross Blue Shield
  • Anthem Blue Cross Blue Shield
  • Aetna
  • Cigna
  • United Healthcare
  • Clover
  • Medicare
  • United Healthcare Medicare Advantage
  • AARP Medicare Complete

Vision Plans we Accept

  • Aetna
  • Cigna
  • VSP
  • Eye Med
  • National Vision Administration (NVA)
  • EyeQuest
  • Aetna
  • Cigna
  • VSP
  • Eye Med
  • National Vision Administration (NVA)
  • EyeQuest

We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.