Understanding the costs associated with eye care, particularly for routine eye exams and prescription eyewear, is important, especially for families. Vision insurance can play a significant role in managing these costs, making annual eye care more affordable.
Understanding Vision Insurance
- Difference from Health Insurance: Vision insurance is distinct from regular health insurance. While health insurance plans provide coverage for unexpected eye injuries and diseases, vision insurance is primarily a wellness benefit. It is designed to offer routine eye care, prescription eyewear, and other vision-related services at a reduced cost.
Key Points to Remember
- Eligibility Verification: Please note that verifying eligibility with your insurance is not a guarantee of payment.
- Know Your Plan: It is crucial for patients to be familiar with their vision insurance plan. Understanding your coverage, including any co-payments, deductibles, and co-insurances, is essential.
- Co-payments and Charges: Co-payments are due at the time of your office visit. Any deductibles, co-pays, co-insurances, or other balances that are your responsibility will be billed to you once these amounts are determined.
- HMO Members: If you are a member of a Health Maintenance Organization (HMO), you are typically required to obtain a referral before undergoing a medical eye examination.
Insurance Plans We Accept
We recognize the need for both medical and routine eye care, and thus we accept a variety of insurance plans to help cover costs based on your individual needs. Our office is equipped to work with a wide range of vision insurance providers.
Medical Plans we Accept
- Horizon Blue Cross Blue Shield NJ
- Blue Cross Blue Shield
- Anthem Blue Cross Blue Shield
- Aetna
- Cigna
- United Healthcare
- Clover
- Medicare
- United Healthcare Medicare Advantage
- AARP Medicare Complete
Vision Plans we Accept
- Aetna
- Cigna
- VSP
- Eye Med
- National Vision Administration (NVA)
- EyeQuest
We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.